Progressive snapshot what does it plug into

Drive with Snapshot for your first policy period usually about six months. If the mobile app isn't available in your state, you can use the plug-in device.

See our Snapshot FAQs. Your main view. From here, you can go to your driving status, most recent trips, and ways to improve your driving. Shows more info about a specific trip with a map that highlights where you had a hard brake, fast acceleration, or used your phone.

Shows all your trips. We only count trips when you're the driver, and you can recategorize if necessary. Get pro tips based on your current driving to boost your score and possible discount.

The plug-in device works similarly to the mobile app, and you still get details on your progress. Believe us, it's super easy to plug in. See exactly where Snapshot plugs into your car. Every time you have a hard brake, the device beeps so you know how you're doing. Fewer beeps could get you a bigger discount. Just log in to your account on progressive. Not currently a Progressive customer?

You can see how big your personalized discount could be without leaving your current insurer. Just sign up for Snapshot Road Test and let the app log your driving for 30 days. If you earn a discount, we'll invite you to quote with us. Learn more about Snapshot Road Test. Avoid texting, calls, or other handheld phone activity to stay safe and boost your discount. We know there's more to saving on car insurance than good driver discounts.

Learn how you can get the lowest possible rate by checking out our cheap car insurance tips. You get an automatic discount just for signing up. It's credited on your very first policy period before you start your Snapshot program and expires when you renew. Then, you get a rate based on your actual driving. The Snapshot discount is credited when you complete the program and then renew your auto policy with Progressive usually after six months.

Your rate may increase with high-risk driving. But, only about 2 out of 10 drivers actually get an increase. No account? View your claim here. Progressive resources. Find answers to your insurance questions, insights into current trends, and tools for navigating life in our resource center. Insurance doesn't have to be complicated. Get easy explanations for all your questions. Explore our data-based deep dives to understand the latest trends on and off the road.

Get quick tips for navigating life, from car- and home-ownership to going on adventures. Chat now to ask Flo anything or explore commonly asked questions. ZIP Code. Snapshot rewards you for good driving Progressive's Snapshot program personalizes your car insurance rate based on your actual driving.

However, I can give a slight nod to the conjecture that if a driver is able to control their braking, it can be a reflection of their overall awareness of changing road conditions. Now that you know what data the Snapshot device looks for and the difficulty in driving without triggering a penalty, you probably want to figure out how to play the game. The discount that Progressive offers relates to the number of hard brakes you incur, the time that you drive at night and the number of miles you drive.

Racking up more miles is the easiest, controllable factor to beat the system. In other words, you can either adjust your braking behavior, or you can add more miles to the data to win with the law of averages. When opting into the Snapshot program, you also let Progressive to use the data they recorded against you in the event of a claim.

Hypothetically, if you were going faster than the posted speed limit at the time of a claim, how do you think that will fare in your defense? This concern goes both ways; you can use the data to support your claim if you were driving safely.

That data is only for me and my insurance company. The data can be incredibly useful in the event you are wrongfully accused of a crime. This man in Cleveland was found innocent of murder because of the data collected with his Progressive Snapshot. It took me roughly a couple of months to retrain my driving behavior. And it worked. After a few months, I no longer consciously determine if my Snapshot device will ding me for slowing down because now I slow down earlier than normal.

Considering that the device reminds the driver they just got penalized through their audible beeps, the driver will eventually adjust their behavior. The negative stimulus is the annoying beep. The positive stimulus is the prospect of a discount. I saved one percent. That was how much my privacy was worth. For you mathematicians, you might have noticed that my percentage discount is not based on the same principal amount. This signaled to me that I should dig deeper.

My rates increased. I know there can be multiple factors for premium increases, but the correlation discomforts me. As my vehicle depreciates, I can only presume that premiums decrease accordingly. Not so, indicates Progressive. See for yourself …. Clever accounting. In full disclosure, I receive more discounts, but this is my base policy premiums.

The discounts stayed the same. Thus, my privacy is worth one dollar, which is roughly 16 cents per month. In conclusion, with Snapshot you might receive a vanity discount on your insurance at the cost of an increased premium in your next renewal.

So, I took it upon myself to export the data from my account not easy and do a little analysis in Excel. All data is measured from the six months between January and June. Posting my results so others have another reference point. Not too thrilled with how much each event dings your grade. Snapshot is THE worst! I recommend you do not go with any insurance company who uses them. Follow visualoak. What does Snapshot measure? Snapshot measures three different aspects of your driving.

These aspects are: Hard Breaks — A hard break is essentially just that… when you slam hard on your breaks. Progressive counts a hard break when your vehicle decelerates faster than 7 MPH per second. Progressive measures the average number of miles you drive each week when using the Snapshot device.